Common Medicare Questions

What is Medicare Part A & B? Medicare Part A is your hospital coverage. Medicare Part B is your Medical coverage, like your general practitioner and specialists. 

How much does Medicare Cover? Original Medicare covers about 80% of Medical costs, this is why it's imperative to get coverage for the other 20%. A Medicare Advantage plan or Medicare supplement. 

Will Medicare cover my prescriptions? If you take medically necessary prescriptions, Medicare will cover, but may be subject to an additional authorization. Medications fall under different costs and categories. 

Will Medicare cover my dentures? Original Medicare will not cover any kind of dental, you would need to purchase a Medicare Advantage plan or a private dental plan. 

Where do I apply for Medicare and social security? Create a Social Security account, you can apply for benefits HERE Apply for Medicare 

When should I sign up? Medicare can be complicated depending on your individual situation, it is recommended you sign up 3 months prior to your 65th birthday. 

Can Medicare be used in any state? In a lot of cases, yes. It depends on the plan you choose. Medicare Supplements don't have a network, you can go anywhere Medicare is accepted. Some Medicare Advantage plans offer a more limited network. Check this before deciding on a plan. 

Why am I getting so many Medicare calls? Medicare solicitation has been a problem for many years. It is illegal for anyone to solicit you for Medicare. If you take an incoming phone call, rest assured that your best interest is not in mind. Avoid these calls. Many of them are scams.

Can I keep Medicare as well as my Employer group coverage? This depends on the situation. If you are able to remain on an employer retiree plan, you may still need part B. If you have creditable coverage, that may wave your need to pick up part B, depending on several factors. 

What is Medicare Part C? Medicare Part C is the same thing as Medicare Advantage. When you sign up for Medicare part A&B, you have the option to choose between part C and original Medicare.